:root {
  --navy: #3d3d56;
  --navy-dark: #2c2c40;
  --cream: #e8e0d6;
  --cream-light: #f5f1ec;
  --ink: #26263a;
  --muted: #55556b;
  --serif: "Iowan Old Style", "Palatino Linotype", Palatino, "Book Antiqua", Georgia, "Times New Roman", serif;
  --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--sans);
  font-size: 1.0625rem;
  line-height: 1.65;
  color: var(--ink);
  background: var(--cream-light);
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--navy-dark); text-decoration-thickness: 2px; }
:focus-visible { outline: 3px solid var(--navy); outline-offset: 3px; border-radius: 2px; }
h1, h2, h3 { font-family: var(--serif); color: var(--navy); line-height: 1.25; font-weight: 600; }
h1 { font-size: clamp(2rem, 6vw, 2.9rem); margin: 0 0 1rem; letter-spacing: -0.01em; }
h2 { font-size: clamp(1.35rem, 3.6vw, 1.6rem); margin: 2.4rem 0 0.6rem; }
h3 { font-size: 1.15rem; margin: 1.6rem 0 0.4rem; }
p, ul, ol { margin: 0 0 1rem; }
li { margin-bottom: 0.35rem; }

.skip-link {
  position: absolute; left: -9999px; top: 0;
  background: var(--navy); color: var(--cream); padding: 0.6rem 1rem; z-index: 10;
}
.skip-link:focus { left: 1rem; top: 1rem; }

.wrap { width: 66.667vw; margin: 0 auto; padding: 0; box-sizing: border-box; }
@media (max-width: 1024px) {
  .wrap { width: 100%; padding: 0 22px; }
}

.site-header { background: var(--cream); border-bottom: 1px solid rgba(61,61,86,0.12); }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding-top: 0.85rem; padding-bottom: 0.85rem; flex-wrap: wrap; }
.brand { display: inline-flex; align-items: center; gap: 0.6rem; text-decoration: none; color: var(--navy); font-family: var(--serif); font-size: 1.3rem; font-weight: 600; }
.brand img { width: 40px; height: 40px; border-radius: 9px; }
.site-nav ul { list-style: none; margin: 0; padding: 0; display: flex; gap: 1.1rem; flex-wrap: wrap; }
.site-nav li { margin: 0; }
.site-nav a { text-decoration: none; color: var(--navy); font-size: 0.98rem; padding: 0.25rem 0; }
.site-nav a:hover, .site-nav a[aria-current="page"] { text-decoration: underline; }

main { padding: 2.5rem 0 3rem; }

/* Home */
.hero { background: var(--cream); padding: 3rem 0 2.75rem; text-align: center; }
.hero img.hero-logo { width: 120px; height: 120px; margin: 0 auto 1.5rem; border-radius: 26px; box-shadow: 0 6px 24px rgba(61,61,86,0.18); }
.hero .intro { font-size: 1.13rem; color: var(--ink); max-width: 36rem; margin: 0 auto 1.6rem; }
.cta-text { display: inline-block; font-family: var(--serif); font-size: 1.1rem; color: var(--cream); background: var(--navy); padding: 0.65rem 1.4rem; border-radius: 999px; margin: 0; }
.home-section { padding: 2.25rem 0 0; }
.home-section h2 { margin-top: 0; }
.steps { list-style: none; counter-reset: step; padding: 0; margin: 1.2rem 0 0; }
.steps li { counter-increment: step; position: relative; padding: 1rem 1rem 1rem 3.6rem; background: #fff; border: 1px solid rgba(61,61,86,0.12); border-radius: 14px; margin-bottom: 0.8rem; }
.steps li::before { content: counter(step); position: absolute; left: 1rem; top: 1rem; width: 1.9rem; height: 1.9rem; border-radius: 50%; background: var(--navy); color: var(--cream); font-family: var(--serif); display: grid; place-items: center; font-weight: 600; }
.steps strong { display: block; color: var(--navy); font-family: var(--serif); font-size: 1.08rem; }
.privacy-line { background: var(--navy); color: var(--cream); border-radius: 14px; padding: 1.1rem 1.25rem; text-align: center; font-size: 1.05rem; margin: 0; }
.closing { font-family: var(--serif); font-size: 1.25rem; color: var(--navy); text-align: center; max-width: 34rem; margin: 0 auto 1.4rem; }
.cta-wrap { text-align: center; }
.small-print { font-size: 0.9rem; color: var(--muted); text-align: center; margin: 2.5rem auto 0; max-width: 34rem; }

/* Legal + support */
.doc-meta { color: var(--muted); font-size: 0.95rem; }
.summary { background: #fff; border: 1px solid rgba(61,61,86,0.15); border-left: 4px solid var(--navy); border-radius: 10px; padding: 1rem 1.25rem; margin: 1.5rem 0; }
.summary p:last-child, .summary ul:last-child { margin-bottom: 0; }
.toc { background: var(--cream); border-radius: 10px; padding: 1rem 1.25rem; margin: 1.5rem 0 0.5rem; }
.toc h2 { font-size: 1.1rem; margin: 0 0 0.5rem; }
.toc ol { margin: 0; padding-left: 1.3rem; columns: 2 15rem; column-gap: 2rem; }
.toc li { font-size: 0.95rem; break-inside: avoid; }
.caps { font-size: 0.95rem; }
.callout { background: #fff4e5; border: 1px solid #e3c38f; border-radius: 10px; padding: 1rem 1.25rem; margin: 1rem 0; }
.callout p:last-child { margin-bottom: 0; }
table { width: 100%; border-collapse: collapse; margin: 0.5rem 0 1.2rem; font-size: 0.97rem; }
th, td { text-align: left; vertical-align: top; padding: 0.55rem 0.6rem; border-bottom: 1px solid rgba(61,61,86,0.15); }
th { font-family: var(--serif); color: var(--navy); }
.table-scroll { overflow-x: auto; }

.email-box { background: var(--navy); color: var(--cream); border-radius: 14px; padding: 1.25rem; text-align: center; margin: 1.5rem 0 2rem; }
.email-box a { color: var(--cream); font-size: 1.15rem; font-weight: 600; word-break: break-all; }
.faq dt { font-family: var(--serif); color: var(--navy); font-size: 1.12rem; font-weight: 600; margin-top: 1.4rem; }
.faq dd { margin: 0.35rem 0 0; }

/* Footer */
.site-footer { background: var(--navy); color: var(--cream); padding: 2rem 0; font-size: 0.95rem; }
.site-footer a { color: var(--cream); }
.site-footer ul { list-style: none; padding: 0; margin: 0 0 0.9rem; display: flex; gap: 1.25rem; flex-wrap: wrap; }
.site-footer li { margin: 0; }
.site-footer p { margin: 0 0 0.4rem; }

@media (max-width: 480px) {
  body { font-size: 1rem; }
  .site-header .wrap { justify-content: center; }
  .hero { padding-top: 2.25rem; }
}
@media (prefers-reduced-motion: reduce) { * { transition: none !important; } }